Mustang Money pokies are Ainsworth’s 100-line Wild West game, built in Sydney and shown to the trade in 2011. Stacked flaming mustangs are the wilds, a logo scatter pays anywhere, and in ten free games gold coins on two reels reveal multipliers that stack to 10x. The online return is 94.38%. Play the official Ainsworth Mustang Money demo below free, with no download.
The game uses five reels and three rows with 100 paylines, adjustable from 1 to 100, paying left to right. The line bet runs from 1 cent to $100, so a 100-line spin starts at $1 and tops out at a theoretical $10,000, although few casinos allow anything near that. The published return to player is 94.38%, which is the figure every database agrees on and about a point and a half under the online norm; no alternative settings are published. Volatility is high: the base game pays rarely, the feature arrives about once every 110 spins by the database estimate, and the biggest single line, five scatters on one line, pays 10,000 times the line bet. There is no jackpot, no gamble and no bonus buy.
Mustang Money Pokies Characteristics
Choose how many lines to play and how much per line, then spin. A win needs three matching symbols from the leftmost reel on an active line, and only the highest win per line is paid. The flaming mustang is the wild: it appears stacked on reels 3, 4 and 5 in the base game, substitutes for every symbol except the scatter and the bonus coin, and pays nothing on its own. The Mustang Money logo is the scatter, pays anywhere on the screen regardless of lines, and starts the free games when three or more land. The gold coin only appears during the feature.
Because the wilds live on the right-hand reels, the base game tends to produce four- and five-symbol lines in bursts when a stack lands, and nothing much in between. That is the game’s rhythm rather than a fault.
Line wins below are multiples of the line bet for three, four and five of a kind. Nothing pays for two of a kind.
The logo scatter pays on the total bet: three anywhere return 2 times the spin, four pay 10 times and five pay 100 times, and the payout lands before the free games start. With all 100 lines on, five of the dollar sign on one line is 10 times the total bet, which gives you a sense of how much of this game’s value sits in the scatter and the feature rather than the lines.
Three, four or five scatters anywhere award 10 free games at the triggering bet. The reels change for the feature: the stacked mustang wild stays on reel 3 only, and reels 2 and 4 get stacked gold coins instead. The coins are wilds too, and each one that takes part in a win reveals a multiplier: the reel 2 coin shows 1x or 2x, the reel 4 coin shows 1x or 5x. When a win runs through both coins the two multipliers multiply together, so the best case is 10x on a line that already has a wild mustang in the middle. Line pays are not reduced in the feature, which is unusual for Ainsworth and worth knowing.
Three or more scatters during the free games add 5 more, and no cap is published. A typical feature pays a few line wins at 1x and one or two at 2x or 5x; the 10x lines are the ones that make the game, and they are rare enough that a feature can also finish close to flat.
At 94.38% the game keeps about 5.6 cents of every dollar over the long run. Combined with the high volatility that is a demanding profile: you are paying a little more than usual for a game that holds its money back for the feature. Playing all 100 lines at 1 cent costs $1 a spin, so $100 buys 100 spins, which by the feature frequency is roughly an even chance of seeing the free games once. Dropping lines makes the spin cheaper but the scatter pays and the free games scale with the total bet, and fewer lines means fewer ways for the stacked wilds to pay, so most players keep the lines up and the coin size down.
Ainsworth has used the name several times, and the sequels are different games rather than updates. Mustang Money 2 (2017) drops to 20 lines, returns 94.07% and moves the wild to reels 2, 3 and 4, where it doubles as the scatter: three of them trigger 10 free games, and during the feature a Mustang Money tile is added to reels 1 and 5 that pays scatter wins when it lands on both and expands into sticky wilds for the next spin. It is medium volatility and plays faster and flatter than the original. Mustang Money Energized (2024) goes back to 100 lines and 94.38% with the same coin multipliers, and Mustang Money Rings of Fortune (2026) is a 50-line hold-and-spin game with three fixed jackpots, multiplier rings and a 96.08% return, the first in the series with a modern RTP. A plain “Mustang Money” in a lobby is the 100-line original described here.
The setting is open American plains: wild horses, a mesa at sunset, a bald eagle, a campfire, a cactus, gold bars and dollar signs, with nines to aces for the low pays. The flaming mustang rears and whinnies when it completes a win, which is the one animation anyone remembers. The look is land-based Ainsworth through and through, clean rather than flashy, and the HTML5 version runs in a phone or tablet browser with autoplay.
Ainsworth is an Australian manufacturer, headquartered in Newington in Sydney, and Mustang Money started life as a cabinet game. Its online version is distributed through aggregators that supply many of the offshore casinos accepting Australians, so Ainsworth titles turn up in several of the lobbies we review, National Casino among them, although which individual Ainsworth games a casino carries changes often and is best checked with the lobby search before you deposit. Ainsworth publishes no official demo, but third-party demo sites host the game, and the Hit It Rich social app has its own version.
Mustang Money is a high-volatility, 100-line game with one feature and a return a little under the modern norm. It suits players who like stacked wilds, wide line counts and the feeling of a feature that can multiply a full line by 10, and it does not suit anyone who wants steady base-game action or a 96% return. If the original feels too slow, Mustang Money 2 is the quicker, flatter take on the theme, and Rings of Fortune is the one with jackpots and the better return.
94.38%. No higher or lower operator settings are published for the online version.
100, adjustable from 1 to 100. The scatter pays regardless of how many lines are active.
Land three or more Mustang Money logos anywhere. You are paid 2, 10 or 100 times your total bet for three, four or five scatters and then get 10 free games.
In the free games gold coins replace the wilds on reels 2 and 4. A reel 2 coin in a win reveals 1x or 2x, a reel 4 coin reveals 1x or 5x, and the two multiply together for up to 10x.
Yes. Three or more scatters during the feature add 5 more free games.
No. It has 20 lines, a 94.07% return, wilds on reels 2 to 4 and sticky expanding tiles on reels 1 and 5 instead of coin multipliers.
