Money Train 2 is Relax Gaming’s 2020 sequel and a Wild West slot on 40 lines, with a respin feature in the base game and the Money Cart bonus, where collector and payer characters work on a locked grid that grows to seven reels. The cap is 50,000x the bet, the bonus buy costs 100x and the return is 96.40%. The free demo below is a similar Wild West pokie, with no download.
The base game runs on five reels and four rows with 40 fixed paylines paying left to right. Bets go from 10 or 20 cents, depending on the casino, up to $20 a spin, a low ceiling that exists because the maximum win is 50,000 times the bet and Relax caps the cash prize at a million. The return to player is 96.40% in normal play and 98.00% when you buy the bonus, and some casinos run a reduced build around 94.2% to 94.4%, so check the information screen. Volatility is high, with something paying on about one spin in five, the respin arriving roughly once every 73 spins and the Money Cart once every 435 spins or so if you wait for it.
Money Train 2 Pokies Characteristics
Line wins need three or more matching symbols from the left reel, and only the highest win per line counts. There are four gang members as the premium symbols, four card suits for the low pays, a wild that substitutes for all of them and pays like the top character, and a bonus symbol, a cog that comes in a standard and a golden version. Two bonus symbols on a spin start the respin; three or more open the Money Cart. The wild only appears in the base game and does not multiply.
There is no gamble and no jackpot. The bonus buy costs 100 times the bet and guarantees three or more bonus symbols on the next spin, which is where the 98% return comes from: the bonus round pays back more than its price on average, though the swings around that average are enormous.
Line wins below are multiples of the total bet for three, four and five of a kind.
Those are small numbers by design. The base game exists to deliver the bonus symbols, and a line win of a few times the bet is about as good as it gets without the respin.
Exactly two bonus symbols on one spin start the respin feature. Each symbol reveals a multiplier and the two are added together to form a win multiplier. The reels then respin for free until a winning line lands, and every respin that misses adds one to the multiplier. When a win finally arrives it is paid at the accumulated multiplier and the feature ends. It is a modest feature most of the time, but a long run of misses followed by a decent line can turn a routine spin into a 20x or 30x result, and it gives the base game a pulse the first Money Train never had.
Three or more bonus symbols, standard or golden, open the Money Cart. The triggering symbols lock into a fresh 5×4 grid and you start with three spins. Every time a value or special symbol lands the counter resets to three; a blank spin counts down. Fill a reel completely and an extra reel unlocks on the side, up to two extra reels for a 7×4 grid, and filling all 28 positions ends the round with a 500x bonus on top of everything on the screen. The round also ends when the spins run out or when the total hits the 50,000x cap. At the end, every value on the grid is added up and multiplied by your bet.
Standard bonus symbols carry 1x to 10x. Golden ones carry 20x to 200x. The special symbols are what multiply those numbers:
The big results come from persistent symbols landing early. A Persistent Collector that fires every spin on a grid with a Persistent Payer feeding it is how the game reaches five figures, and it is also why most Money Cart rounds end somewhere between 10x and 100x: without the persistents, the values on the grid simply add up and stop.
At 96.40% the game keeps 3.6 cents of every dollar over the long run, which is better than most pokies, but the return is loaded into a feature you will see once every few hundred spins. At 20 cents a spin, $20 buys 100 spins and will probably show you the respin but probably not the Money Cart. Buying the bonus for 100x the bet costs $20 at the minimum stake and plays at 98%, so the long-run cost of a bought bonus is about 40 cents per $20, but the median bonus pays well under its price and the average is made up by the rare ten-thousand-x rounds. Treat the buy as a high-variance bet with a small edge against you, not as a shortcut to the big number. The best-known recorded hit on the game is 36,073 times a 20 cent bet from a bought bonus, which is the shape of what you are paying for.
The original Money Train (2019) has the same 40 lines, returns 96.20%, caps at 20,000x and has no respin; its bonus only triggers from reels 1, 3 and 5 and its special symbols stop at Payer, Collector and the Widener that adds a reel. Money Train 3 (2022) raises the cap to 100,000x at 96.10%, adds Streak Respins in the base game and new characters such as the Absorber and Tommy Gun Sniper, and offers four different bonus buys including a 500x Persistent round. Money Train 4 (2023) moves to a 6×6 scatter-pays grid with a 150,000x cap. The Money Cart games are the same bonus round sold on its own for markets where bonus buys are banned. Money Train 2 sits in the middle of the series and for many players is still the one with the best balance of price, pace and ceiling.
The gang from the first game has moved from a dusty Western town to a steampunk wasteland: a riveted iron train, desert ruins, the Necromancer added as a fourth outlaw, card suits drawn as mechanical royals and a metal skull with exhaust pipes as the wild. The soundtrack is darker and more industrial than the original. It is an HTML5 game of about 14 MB that runs in portrait or landscape on phones, with a fast-play toggle and an autoplay that goes up to 1,000 spins.
Relax Gaming is an online studio and there is no cabinet version anywhere. Its games are distributed widely to the offshore casinos that accept Australians, and the game turns up in a large share of the lobbies aimed at Australia, SkyCrown among the ones we have seen it listed at. Bonus buys are allowed at these casinos, so the 100x buy is normally available, which is not the case in regulated markets such as the UK. Relax publishes no public demo link of its own, but the usual demo sites host the game, and the free version is the best place to learn how the Money Cart symbols interact before you pay 100x for one.
Money Train 2 is a bonus-round game with a base game attached, and it is honest about that. The 96.40% return is good, the respin keeps the base game from being a pure waiting room, and the Money Cart is one of the most copied features in the business for a reason. It suits players who understand high variance and want a realistic shot at a four- or five-figure multiplier, and it does not suit anyone who wants a steady session. If you like it, Money Train 3 is the same idea with a higher ceiling and more buys; if you find it too wild, the original Money Train is a slightly gentler version of the same round.
96.40% in normal play and 98.00% when the bonus is bought. Some casinos run a reduced version around 94.2% to 94.4%.
Land three or more bonus symbols anywhere, or buy the bonus for 100 times your bet where the casino allows it.
50,000 times the bet. The round stops when it reaches the cap, and at the $20 maximum bet that is a million.
It revives special symbols that have already fired, such as Payers, Collectors and Snipers, and triggers their effects again. It does not revive persistent symbols, because those are still active.
Exactly two bonus symbols start it. Their multipliers are added, the reels respin until a line win lands, and each miss adds one to the multiplier before the win is paid.
Not in the usual sense. The feature is the Money Cart grid, where only value and special symbols land and nothing is paid on lines.
